Well it hasn’t been a good year for “URBAN” super group N-Dubz.

Tabloid rag The Sun reports that N-Dubz star Fazer (real name Richard Rawson) has been declared bankrupt. According to the newspaper official records show that the star, 26, was made bankrupt earlier this month.

Fazer’s glamour model partner Ashley Emma gave birth to his first child Ava Rose Rawson earlier this year.  

Fazar with glamour model partner Ashley Emma.

I thought Fazer (who is also a songwriter) was the most sensible out of the three when it came to spending his royalty cheques.

Where did it all go wrong?